1:1 Financial Counseling | Budget Blueprints

Financial Counseling

Your money made manageable.

Individualized financial counseling to help you build a structured budgeting system, organize your finances, and create long-term clarity.

What is 1:1 Financial Counseling?

Financial counseling helps you understand your money, build practical money management skills, and improve your financial habits with help from an Accredited Financial Counselor®.

We start with your values and real-life priorities to create a sustainable budget. You’ll get a clear picture of your income, spending, debt, and savings, and turn that clarity into a realistic plan you can stick to. It’s a personalized process designed to help you build structure and stay consistent.

The Money Conversations We Work Through

Every financial counseling conversation is shaped by your goals, but there are some core areas we generally work through together:

Let's Go!

Start With Your Values

Clarify your values and how they’re shaping your money decisions and habits. We’ll review your spending patterns and financial stress points so you can understand where you are today and what’s influencing your financial decisions.

Refine Your System

Adjust your budget as life changes and improve how you manage your money over time. We’ll focus on strengthening your money habits, making progress on debt and savings, and navigating irregular income or expenses, as well as other financial questions that arise.

Build Your Budget

We’ll build a realistic, values-based budget that fits how you live. Together, we’ll organize your income, bills, debt, and essentials into a clear structure so you can make more intentional money decisions.

Stay Consistent

Stay aligned with your financial goals as your priorities evolve over time. We’ll focus on long-term direction, consistency, and financial decisions that support where you’re headed.

How does Financial Counseling work?

We start by talking through your specific financial needs, whether that’s paying down debt, improving money habits, building a budget routine, or something else you’re working on.
From there, we create a clear action plan and introduce tools to help you move forward with confidence. This is part of the Budget Blueprint Method. You’ll also receive a personalized Budget Blueprint to guide your implementation.
We then meet 1–2 more times to review progress, troubleshoot challenges, and make adjustments as needed.
Most clients complete their work within this structure, but ongoing support is available at an hourly rate of $75 if you want to continue meeting.

I'm in!

What Our Clients are Saying:

“

{We} really enjoyed the experience. Super valuable for us to build off of. {This program} was a critical item that has really improved our lives. We built a repeatable budget and found new ways to discuss finances. We restructured our accounts in a way that's been far easier to track and manage, and we got out of $60k of CC debt and overcome the hefty card minimums.

I can not thank you enough for your help over the last couple of years.
K & A

“

[Kristian was] thorough, patient, helpful. Great with follow-up, tools provided, and referral assistance.
XX

“

My husband and I had a great experience working with Kristian. She was flexible and willing to help us in the way that we needed most. I also appreciated the values based philosophy and helping us create a custom budget that worked for our lifestyle. Overall, we were able to put together a system that worked for us and is sustainable.
Sarah

“

Would highly recommend Kristian with Budget Blueprints. Incredibly knowledgable and uses a highly personalized approach. She truly cares about creating outcomes for her clients.
Kevin

“

Kristian is very knowledgeable in her field. I came in not knowing much about the homebuying process and she explained everything and gave me information and programs to look into in my state.
Megan

“

Seamless and Helpful
SB

“

Kristian is very kind, patient, and thorough. I really appreciated the big picture plan she was able to help me create.
Elizabeth

Ways We Can Work Together

Each option is built around focused money conversations based on where you are and what you need support with.

Build-A-Budget

A budget-focused program for those wanting to tune up their money management.

$225

Program Details:

(1) 60-minute initial session

(1) 60-minute follow-up session

Personalized Budget Blueprint

Personalized budget system

Encouragement & accountability

Apply Below

Financial Foundations

A holistic review of your personal finances, debt, budget, and goals.

$450

Program Details:

(1) 90-minute initial session

(2) 60-minute follow-up sessions

Personalized Budget Blueprint

Personalized budget system

Personalized debt payoff plan, if applicable

Structured Support & Weekly Check-ins

Encouragement & Accountability

Apply Below

Debt

Reset

A debt-focused program for those wanting to create a debt payoff plan.

$225

Program Details:

(1) 60-minute initial session

(1) 60-minute follow-up session

Personalized Budget Blueprint

Personalized debt payoff plan

Encouragement & accountability

Apply Below

Things to know:

Best for those looking to build a clear money management plan to budget, save, build credit, and reduce debt through focused money conversations.
This does not include investing, tax, insurance, or business advice. For those areas, we recommend connecting with a licensed professional.
US residents only
Meetings are held via Google Meet video conferencing.

Ready for the next step? Apply below!

Hi friend! Thank you so much for taking the first step towards a better financial future! Please take 5 minutes to complete this form to help gauge your current financial health and identify financial goals with 1:1 financial counseling.